# Truvo Platform

> Truvo Platform lets businesses offer insurance through Truvo, an AI-native insurance brokerage. Businesses choose Refer for phone and link introductions, Embed for the quote widget, or Build for the API, MCP, and webhooks. Referral fees follow the partner agreement.

The platform connects businesses and their customers with a licensed insurance advisor. Truvo helps customers compare carriers, obtain coverage, and manage policies through renewal. Businesses choose Refer for phone and link introductions, Embed for the quote widget, or Build for the API, MCP, webhooks, and a sandbox. Application approval opens access to the portal, integration setup, and launch without a second approval. Business category does not determine approval or integration access. Carrier and product availability varies by state and customer.

## How partners get paid

- The reward is a referral fee per qualified lead: a customer who submits a quote request through the partner's unique link. The fee is a fixed amount agreed with the partner. It does not depend on whether the customer buys a policy, and it is not a share of any premium.
- Referral fees are paid monthly for the previous calendar month, as a bank transfer through Stripe to the payout account the partner connects in the dashboard.
- Partners do not need an insurance license to refer customers. Partners make the introduction; Truvo's licensed team quotes, advises, and binds.

## Key pages

- [Refer](https://partners.truvo.com/integrations/referral): Introduce a customer by phone or link, with ongoing care from Truvo.
- [Embed](https://partners.truvo.com/integrations/embed): Add the quote experience to your site with a snippet. Customers compare carrier options and choose coverage without leaving your site.
- [Build](https://partners.truvo.com/integrations/build): Programmatic insurance journeys across quoting, binding, documents, changes, and renewals, through the API, MCP, and webhooks, with a sandbox for testing.

- [Truvo Platform home](https://partners.truvo.com/): Overview of the platform, the three ways to use it, and how it works.
- [Insurance Referral Program](https://partners.truvo.com/insurance-referral-program): What the referral program is, how the fixed fee per qualified lead works, and who joins.
- [Insurance Affiliate Program](https://partners.truvo.com/insurance-affiliate-program): The program for publishers, creators, and comparison sites.
- [Mortgage lending](https://partners.truvo.com/industries/mortgage): Put homeowners insurance in the borrower portal.
- [Real estate](https://partners.truvo.com/industries/real-estate): Hand buyers a homeowners quote with the accepted offer.
- [Property management](https://partners.truvo.com/industries/property-management): Add renters insurance to the move-in checklist.
- [Moving & relocation](https://partners.truvo.com/industries/moving): Cover the new address before the truck arrives.
- [Auto dealers](https://partners.truvo.com/industries/auto-dealers): Bring car insurance into the vehicle purchase.
- [Boats & marine](https://partners.truvo.com/industries/boats-marine): Insure the boat before it hits the water.
- [RVs](https://partners.truvo.com/industries/rvs): Hand over the keys to a covered RV.
- [Powersports](https://partners.truvo.com/industries/powersports): Sell the bike and the insurance on the same day.
- [Mobility & car apps](https://partners.truvo.com/industries/mobility): Put car insurance in the app that knows the car.
- [Fintech & banking](https://partners.truvo.com/industries/fintech-banking): Help customers pay less for insurance, right in your app.
- [Financial advisors](https://partners.truvo.com/industries/financial-advisors): Close the protection gap in every financial plan.
- [Affiliates & communities](https://partners.truvo.com/industries/affiliates-communities): Turn insurance intent into revenue.
- [HR & benefits](https://partners.truvo.com/industries/hr-benefits): Add personal insurance to employee resources.
- [Accounting & tax](https://partners.truvo.com/industries/accounting-tax): Connect clients with a licensed insurance advisor.
- [Pet businesses](https://partners.truvo.com/industries/pet-businesses): Help pet parents explore insurance options.
- [AI agents & assistants](https://partners.truvo.com/industries/ai-agents-assistants): Let your assistant compare and arrange coverage.

## Developer docs

- [Truvo API overview](https://docs.truvo.com/guides/overview): Quote auto, renters, and pet insurance from inside your own product.
- [Docs llms.txt](https://docs.truvo.com/llms.txt): Links to the Markdown version of each docs page.

## Blog

- [Truvo Platform Blog](https://partners.truvo.com/blog): Insights on embedded insurance, referral playbooks, and building an AI-native brokerage.
- [How the Truvo Partner Program Works](https://partners.truvo.com/blog/how-truvo-partner-program-works): Three ways to work with Truvo: refer, embed, or build with the API.
- [Which Truvo Integration Is Right for You?](https://partners.truvo.com/blog/which-truvo-integration-is-right-for-you): Refer, embed, and the API, compared by effort and control.
- [Getting Started as a Truvo Partner](https://partners.truvo.com/blog/getting-started-as-a-truvo-partner): Sign up, get a referral link, share it, and track results in the dashboard.
- [Do You Need a License to Refer Insurance?](https://partners.truvo.com/blog/do-i-need-a-license-to-refer-insurance): Where the licensing line sits for referral partners.
- [Insurance Referral Compliance for Non-Licensed Partners](https://partners.truvo.com/blog/insurance-referral-compliance-basics): Flat fees, disclosure, RESPA, and state rules to check.
- [Best Insurance Affiliate Programs to Join in 2026](https://partners.truvo.com/blog/best-insurance-affiliate-programs-2026): A comparison of insurance partner programs, including Truvo.
- [AI-Native Insurance Brokers With Partner Programs](https://partners.truvo.com/blog/ai-native-insurance-broker-partner-program): How AI-native brokers run partner programs, and how Truvo's works.
- [Alternatives to Matic for Embedded Insurance Partners](https://partners.truvo.com/blog/alternatives-to-matic-embedded-insurance): Matic in its own words, and the programs to compare it with.
- [Alternatives to Goosehead for Insurance Referral Partners](https://partners.truvo.com/blog/alternatives-to-goosehead-referral-partners): Goosehead in its own words, and the programs to compare it with.
- [Alternatives to Bindable for Embedded Insurance](https://partners.truvo.com/blog/alternatives-to-bindable-embedded-insurance): Bindable in its own words, and the programs to compare it with.
- [Alternatives to Polly for Dealership Insurance Programs](https://partners.truvo.com/blog/alternatives-to-polly-dealership-insurance): Polly in its own words, and the programs to compare it with.
- [Alternatives to Trellis and Savvy for an Insurance API](https://partners.truvo.com/blog/alternatives-to-trellis-savvy-insurance-api): Trellis and Savvy in their own words, and the programs to compare them with.
- [Insurance Referral Programs for Property Managers](https://partners.truvo.com/blog/insurance-referral-programs-for-property-managers): How to choose, and how Truvo's program fits lease signing.
- [Insurance Referral Programs for E-Commerce Platforms](https://partners.truvo.com/blog/insurance-referral-programs-for-ecommerce-platforms): How to choose, from a hosted link to an API.
- [Insurance Referral Programs for Moving Companies](https://partners.truvo.com/blog/insurance-referral-programs-for-moving-companies): How to choose, and how the booking moment works.
- [Insurance Referral Programs for Mortgage Loan Officers](https://partners.truvo.com/blog/insurance-referral-programs-for-mortgage-loan-officers): How to choose, with RESPA in mind.
- [Insurance Referral Programs for Auto Dealers](https://partners.truvo.com/blog/insurance-referral-programs-for-auto-dealers): How to choose, and how the F&I desk works.