Auto Dealers: Offer Insurance at the Point of Sale

There are two ways to run it:

Either way the buyer gets a real, bindable quote, the dealership gets proof of coverage fast, and you earn a referral reward when the policy binds.

When in the sale should insurance come up?

In the F&I office, alongside the other protection products — not after the paperwork is signed.

The ideal moment is right when you're confirming the financing terms. The lender needs proof of coverage anyway, so presenting an instant quote there turns a future obstacle into a closed item before the buyer leaves the desk.

A clean sequence:

1. During F&I, mention that you can get them insured on the spot so they can drive home today.
2. Submit the vehicle and driver basics or hand off your partner link.
3. The buyer gets a quote in minutes and chooses coverage that meets the lender's requirement.
4. Truvo binds the policy and produces proof of coverage.
5. You complete delivery same-day with the lender's condition already satisfied.

How does it actually work for the dealership?

The end-to-end flow once you're enrolled:

• You enroll the rooftop as a Truvo partner and get a link plus a status dashboard.
• F&I offers insurance as a normal part of the menu, like a service contract or GAP.
• The buyer completes a short quote with vehicle and driver details.
• Truvo quotes and binds in minutes, with coverage that satisfies the lienholder (correct loss-payee, required limits).
• Proof of coverage is delivered so the deal can fund and the car can leave.
• You track binds and rewards in your dashboard.

No carrier appointments, no quoting software to learn, no E&O exposure on the dealership.

What's in it for the dealership and the buyer?

For the dealership:

• Faster, same-day deliveries because coverage stops being a bottleneck.
• Fewer deals that slip to the next day and fewer cancellations.
• A new revenue stream — referral rewards on every policy that binds, no license required.
• A more professional F&I experience that buyers remember.

For the buyer:

• A fast, fair quote without leaving the desk or calling around.
• Coverage that meets the lender's requirement the first time.
• They drive home today instead of coming back tomorrow.

It's one of the few F&I additions that speeds up the deal rather than lengthening it.

How does the dealership get started?

You can be live before your next delivery:

1. Sign up for the partner program and get your dealership's referral link.
2. Add one line to the F&I menu: "We can get you insured right now so you can drive off today."
3. Run your next few buyers through to see how fast proof of coverage comes back.
4. Embed the quote step into your F&I or online-retail flow once your team trusts it.

Turn the insurance scramble into a same-day win and a new income line. Ready to offer coverage at the point of sale? Become a Truvo partner and start binding policies right in the F&I office.