
The payout model is the question every prospective partner asks first, and it should be simple to answer. With Truvo it is: you earn a flat referral reward each time an introduction turns into a bound policy. This is a plain walkthrough of how that works — what triggers a reward, when it posts, how you get paid, and why the structure is built the way it is.
Truvo pays a flat referral reward for each qualifying bound policy that starts from your referral link, code, or embedded widget. "Flat" means the reward is a fixed amount — it does not change based on the size of the premium or which specific policy the customer buys.
This matters for two reasons:
A customer who binds a modest renters policy and one who binds a large homeowners policy generate the same flat reward. Your earnings track , not premium size.
How businesses turn insurance referrals into a dependable revenue line with Truvo, from first introduction to recurring income, without taking on licensing.
A clear look at how Truvo turns a few customer details into a bindable, in-force insurance policy in minutes, and what that speed means for partners.
Offer relevant coverage at checkout and in merchant dashboards via API. Learn how e-commerce platforms embed insurance with Truvo and earn revenue share.
A reward is earned when a referred customer binds a policy — meaning they actually purchase coverage, not just request a quote. The flow looks like this:
Because the reward is tied to a bound policy rather than a click or a lead, a referral only pays when it produces a real customer. That is why placement at the right moment matters so much: the closer your link sits to the point of purchase, the more of your clicks turn into bound policies.
There are two stages, and the dashboard shows both:
Stage | What it means |
|---|---|
Pending | The policy is bound, but the cancellation window has not closed yet |
Paid | The reward has cleared and been issued to your payout method |
Rewards move from pending to paid after the cancellation window passes, then are issued on a regular payout schedule. The cancellation window protects against early policy cancellations — if a customer binds and then cancels within the window, the referral does not pay, which keeps the program honest and sustainable.
You choose how you get paid during setup, in your partner dashboard:
You never have to submit a claim for credit or chase anyone for a payment. Attribution and payout are automatic once a policy binds.
Earnings depend on volume and conversion, not premium size. As an illustrative example: if you refer customers near a strong "life event" — a home closing, a car purchase, a new lease — a meaningful share of those introductions tend to convert, and each bound policy pays the same flat reward. Send more qualified referrals at the right moment, and your earnings scale linearly.
Some practical levers that increase earnings:
For a fuller breakdown of what drives the numbers, see how much can you earn referring insurance.
Everything lives in your partner dashboard in real time:
Because attribution is automatic, the dashboard is the single source of truth — no spreadsheets, no reconciling. For a deeper guide to reading those numbers, see tracking your referral earnings.
The payout model is intentionally simple: make introductions, earn a flat reward when they turn into bound policies, and get paid on schedule to your chosen method. There is no cost to join and no license required, because Truvo handles licensing, quoting, advice, and servicing.
See how it works or become a Truvo partner to set up your payout method and start earning on the introductions you already make.