Trellis describes itself as "best-in-class embedded insurance solutions" and "an API for insurance information". Its consumer product, Savvy, "instantly shops the top insurance carriers" and offers partners "modern APIs to build an integrated, whitelabel experience", from a simple landing page to a fully customized flow. Teams that want a licensed broker to bind and service the policy, or a fixed fee per qualified lead, have alternatives. Truvo, Matic, Goosehead, Bindable, and Polly each fit a different kind of partner.
What Trellis does
On its own site, Trellis says it offers "best-in-class embedded insurance solutions" and "finally, an API for insurance information". Savvy, its consumer brand, says: "We instantly shop the top insurance carriers to find you the best rates for insurance." The Savvy partner page describes "multiple integration options from a simple landing page to a fully customized experience leveraging our modern APIs", with tracking and reporting.
Why partners look at alternatives to Trellis
Most partners who compare programs are not unhappy with the one they have. They have a fit question:
- You want the broker that quotes to also bind and service the policy, with licensed advisors on the call.
- You need home, renters, and pet as well as auto.
- You want a referral link or a hosted widget as a first step, with the API as a later step.
- You want a fixed fee per qualified lead, paid on the quote request.
- Your partners are property managers, dealerships, movers, or loan officers, not only fintech apps.
The alternatives to Trellis
Every program below is a real option. The right one depends on your customers, your team, and how deep an integration you want.
Program | In its own words | Built for | Payout terms |
|---|---|---|---|
Truvo Partners | AI-native insurance brokerage; refer, embed, or build with an API | Loan officers, dealers, property managers, fintechs, e-commerce, movers, affiliates | Fixed fee per qualified lead |
Trellis (Savvy) | "Best-in-class embedded insurance solutions"; "an API for insurance information"; Savvy shops top carriers instantly | Fintechs and developers who want an API or a white-label flow | See Trellis's partner terms |
Matic | "The only embedded insurance marketplace built for companies like yours"; home and auto through a network of 60+ A-rated carriers | Mortgage originators, banks, and other partners | See Matic's partner terms |
Goosehead | Compares 150+ carriers for home, auto, and bundled coverage; a referral partner program and a franchise model | Real estate and mortgage referral partners | See Goosehead's partner terms |
Bindable | "Embedded insurance and Insurance-as-a-Service solutions for smarter distribution", with an API | Brands building their own insurance distribution | See Bindable's partner terms |
Polly | "The leading embedded insurance marketplace for automotive dealerships" | Car dealerships, F&I, and dealer software | See Polly's partner terms |
Descriptions quote each program's own website. Payout terms differ by program and by partner, so ask each one for its written terms before you compare numbers.
How Truvo compares
Truvo is an AI-native insurance brokerage. It compares carriers with AI plus licensed advisors, binds the policy, and services it. Partners join with a referral link, an embedded quote widget, or an API integration, across auto, home, renters, and pet insurance in all 50 states. Approved partners get their link and dashboard right away, and Truvo does not sell customer phone numbers to agent lists.
Truvo pays a fixed referral fee for every qualified lead: a customer who requests a quote through your link, widget, or integration and can be reached. The fee does not depend on whether the customer buys a policy, and it is not a share of premium. Fees are calculated monthly and paid through Stripe.
What to check before you switch or add a program
- What triggers a payment, and is the amount fixed or a share of premium? Ask for the written terms.
- Which integration paths exist: a referral link, an embedded widget, a full API? Start where your team can ship this quarter.
- Which lines are covered, and in which states? A program that only quotes one line limits what you can offer.
- Who owns the customer after the quote, and what happens to the customer's phone number?
- How is attribution tracked, and can you see it in a dashboard without asking?
Which program should you pick?
- If you are a developer team that wants an API for insurance information or a white-label shopping flow: Trellis and Savvy.
- If you want an AI-native broker behind the API that binds and services the policy, a referral link or widget to start, and a fixed fee per qualified lead: Truvo.
- If you are a lender or bank scoping co-branded home and auto: Matic.
- If you refer home buyers: Goosehead.
- If you are building your own branded insurance product: Bindable.
- If you are a dealership: Polly.
The bottom line
Trellis and Savvy are a developer-first way to add insurance shopping to a product. If you want the broker to carry binding and servicing, more lines, a lighter first step, or a fixed fee per qualified lead, compare Truvo, Matic, Goosehead, Bindable, and Polly on their written terms. Truvo's program is at partners.truvo.com.